# PayJunction

> PayJunction (payjunction.us.com) is a US payment gateway for accepting credit cards, debit cards and digital wallets online, in person and on a recurring basis. It provides hosted checkout, a REST payment API, recurring billing, payment links and invoices, in-person POS acceptance, fraud protection and fast payouts in one platform.

Key facts:
- Market: United States businesses (small business through enterprise)
- Cards: Visa, Mastercard, American Express, Discover; wallets: Apple Pay, Google Pay
- Pricing models: flat rate, interchange-plus, custom enterprise; no setup fee, no long-term contract
- Contact: hello@payjunction.us.com

## Home
- [Home](https://payjunction.us.com/): PayJunction is a US payment gateway for online, in-person and recurring payments. Accept cards and wallets, stop fraud and get fast payouts.

## Products
- [Payment Gateway](https://payjunction.us.com/payment-gateway): A secure payment gateway for US merchants. Authorize, capture, refund and tokenize card payments through one API with real-time fraud checks.
- [Online Payments](https://payjunction.us.com/online-payments): Accept payments online with PayJunction. Hosted checkout, embedded card fields and digital wallets for websites and apps, with fraud tools and fast payouts.
- [Card Processing](https://payjunction.us.com/credit-card-processing): Credit card processing for US businesses. Accept Visa, Mastercard, Amex and Discover online and in person with clear pricing, fast funding and fraud tools.
- [Recurring Billing](https://payjunction.us.com/recurring-billing): Automate recurring billing with PayJunction. Subscriptions, installments, free trials, proration and smart retries that reduce involuntary churn.
- [Payment Links & Invoices](https://payjunction.us.com/payment-links): Create payment links and online invoices in seconds. Share by email, SMS or social and get paid by card or wallet — no website or coding required.
- [In-Person (POS)](https://payjunction.us.com/pos-payments): Accept in-person payments with countertop terminals, mobile card readers and tap-to-pay. Unified with your online sales in one PayJunction dashboard.
- [Fraud Protection](https://payjunction.us.com/fraud-protection): Stop payment fraud with real-time risk scoring, custom rules, 3-D Secure, AVS and CVV checks. Reduce chargebacks without blocking good customers.
- [Payouts](https://payjunction.us.com/payouts): Get paid fast with PayJunction payouts. Daily settlement to your US business bank account, clear reconciliation reports and flexible payout schedules.

## Solutions
- [Ecommerce](https://payjunction.us.com/ecommerce-payments): An ecommerce payment gateway for online stores. Fast checkout, wallets, saved cards, fraud screening and plugins to boost conversion and cut chargebacks.
- [SaaS](https://payjunction.us.com/saas-payments): SaaS payment processing with subscriptions, usage billing, proration, trials and dunning. Reduce churn and automate revenue with PayJunction.
- [Small Business](https://payjunction.us.com/small-business-payments): Simple payment processing for small businesses. Accept cards online, in person and by invoice with no setup fee, no long-term contract and real support.
- [Enterprise](https://payjunction.us.com/enterprise-payments): Enterprise payment processing with custom pricing, advanced fraud controls, dedicated support and flexible settlement for high-volume merchants.

## Developers
- [API & Docs](https://payjunction.us.com/developers): Integrate payments fast with the PayJunction REST API. Sandbox, idempotency keys, signed webhooks, tokenization and clear docs for every payment flow.
- [Integrations](https://payjunction.us.com/integrations): Connect PayJunction to your store, CRM or accounting tools. Ecommerce plugins, accounting exports and webhooks for automated payment workflows.

## Resources
- [FAQ](https://payjunction.us.com/faq): Answers to common questions about PayJunction: payment gateways, fees, payouts, security, chargebacks, integrations and getting started.
- [How to Choose a Gateway](https://payjunction.us.com/how-to-choose-a-payment-gateway): How to choose the right payment gateway: compare pricing, security, integrations, payouts, fraud tools and support with this 10-point checklist.
- [Gateway vs Processor](https://payjunction.us.com/payment-gateway-vs-payment-processor): Payment gateway vs payment processor vs merchant account explained in plain English, with how a card transaction flows and what your business needs.

## Company
- [About](https://payjunction.us.com/about): PayJunction is a payment gateway on a mission to make accepting payments simple, secure and fair for US businesses of every size.
- [Security](https://payjunction.us.com/security): How PayJunction protects payment data: tokenization, encryption, hosted payment fields, two-factor access controls and PCI DSS scope reduction.
- [Compliance](https://payjunction.us.com/compliance): An overview of the compliance standards behind card payments — PCI DSS, KYC, AML and card network rules — and what they mean for your business.
- [Contact](https://payjunction.us.com/contact): Contact PayJunction for a payment processing quote, merchant support or partnership enquiries. Our US team will get back to you quickly.
- [Privacy Policy](https://payjunction.us.com/privacy-policy): How PayJunction collects, uses, shares and protects personal information for merchants, their customers and website visitors.
- [Terms of Service](https://payjunction.us.com/terms): Terms of service governing use of the PayJunction website and payment services.

## Optional
- [Full text for LLMs](https://payjunction.us.com/llms-full.txt): Plain-text content of every page
- [Sitemap](https://payjunction.us.com/sitemap.xml)