Fast, predictable payouts to your bank account
Know exactly when your money arrives. Approved payments are settled and deposited on a clear schedule, with reports that reconcile to the cent.
How settlement works
- AuthorizationThe customer's bank approves the payment at checkout.
- BatchingApproved transactions are grouped into a daily batch.
- SettlementThe batch is submitted to the card networks, and funds move from issuing banks.
- PayoutNet funds, after fees and refunds, are deposited into your linked bank account.
Payout options
| Schedule | Timing | Notes |
|---|---|---|
| Standard | Typically 2 business days | Default for most accounts |
| Next business day | Following business day | Subject to approval |
| Weekly / monthly | Your chosen day | Useful for cash-flow planning |
Payout timing depends on account review, bank holidays and risk settings.
Reconciliation made simple
- Every payout itemized by transaction, refund, fee and adjustment
- CSV exports for your accounting software
- Payout webhooks for automated bookkeeping
- Search any transaction to see which payout it belongs to
Frequently asked questions
How quickly will I receive my money?
Standard payouts typically arrive in about two business days. Next-business-day funding may be available after account review.
Are fees deducted before payout?
By default, processing fees and refunds are netted from each payout, and every deduction is itemized in your report.
Can I change my payout bank account?
Yes, from the dashboard. For security, changes may require verification.
Related
Ready to accept payments with PayJunction?
Tell us about your business and we'll prepare a quote and a setup plan.
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