Transparent payment processing pricing
Pick the pricing model that fits your business. Every plan includes the gateway, fraud tools, reporting and support — with no hidden extras.
Plans
Starter
Flat rate
One simple, blended rate per transaction. Ideal for new and smaller businesses.
- Online & in-person payments
- Payment links & invoices
- Standard fraud tools
- Email support
Growth
Interchange-plus
True interchange cost plus a fixed markup. Better value as volume grows.
- Everything in Starter
- Recurring billing
- Advanced fraud rules & 3-D Secure
- Phone & email support
Enterprise
Custom
Volume-based pricing and dedicated support for high-volume merchants.
- Everything in Growth
- Custom pricing & payout schedules
- Dedicated account manager
- Priority support
What's included in every plan
- Payment gateway and merchant processing
- Dashboard, reporting and exports
- Tokenization and secure hosted payment fields
- Sandbox and full API access
- No setup fee and no long-term contract
How card fees are calculated
Card processing costs include interchange (set by card networks), network assessments and the provider's markup. Rates vary by card type (debit, rewards credit, commercial), how the card is accepted (in person vs online) and your industry. Our team will walk you through a quote line by line. Read more about credit card processing fees.
Frequently asked questions
Are there setup or monthly fees?
There is no setup fee. Any monthly or per-transaction fees are shown clearly in your quote before you sign up.
Is there a long-term contract?
No. Plans are offered without long-term contracts or early termination fees.
Which plan is right for me?
Flat rate suits businesses that value simplicity. Interchange-plus usually saves money as monthly volume grows. Contact sales for a comparison based on your numbers.
Related
Ready to accept payments with PayJunction?
Tell us about your business and we'll prepare a quote and a setup plan.
Contact sales